What happens when you fill out an online credit application?

By Product Expert | Posted in FAQs, Financing on Wednesday, February 15th, 2017 at 9:39 pm
Is it safe to fill out a credit application online

Is it safe to fill out an auto credit application online?

There are many benefits to the internet, especially when it comes to shopping for a new car. You can view the entire inventory for Glendale Nissan, you can calculate payments and you can get started on your auto loan credit application right online. But you might question whether it’s really safe to fill out the form. After all, it asks for some personal information, including your social security number. Should you really apply for financing pre-approval?

Online Credit Application Safety

The first thing you want to know is what we do to ensure your personal informationCredit Score Sign does not wind up in the wrong hands. The forms you fill out on our website are secured through the GoDaddy.com Web Server Certificate,which offers up to 256-bit Secure Sockets Layer encryption. What this means to you is that the information you send is converted into a code that others won’t be able to see. Only our system is able to unencrypt this date, allowing just our financial experts to see your information.

You might be surprised to learn that online applications are one of the safest ways to fill out an auto loan application. Mailing in applications is one of the least secure methods, as the physical paper can be intercepted at any time before it gets to us, while phone calls can be overheard or intercepted electronically.

More on financing: How to Improve Credit Before Buying a Car

There are many conveniences to applying online, but the major one is that it’s a time saver. When you stop by the dealership, you often have to fill out a paper form and wait for us to contact the bank. Filling out a form online is simple and quick, and we’ll contact you once we receive word on approval. You aren’t committed to making a purchase by filling out an application, but it will give you insight into your financial situation and options.

Always remember to fill out applications directly through our website, as there are plenty of phishers out there who could send you a false link through your email. If you’re still uncomfortable, you can always drop on by Glendale Nissan and we’d be happy to help you in person.

We hope this post answered all your questions about online credit approval. Be sure to check back here at the Glendale Nissan for more helpful tips.

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